If you see any other answer marked as the answer, it means a Wargaming employee has been at work.

'That's not to say you cannot be competitive in a T-X game but the first time a Midway wipes 9k of your 20k hp off in a single attack you'll understand what Wargaming intends for your purpose in that match to be.' 4 times I was in an all T-8 match where each time I as matched up against a Premium destroyer. Only 3 times was I top tier in a 6-8 match. Looking at the last 20 games in my T-8 Akizuki I was bottom tier in a T-X match 8 times. You'll be used as cannon fodder in T-X matches all the time. 'For me the game is just not worth that sort of investment. So, as you can see it is very easy to spend a couple hundred dollars per year on this game even without purchasing Premium ships. And like others have said, you'll need a premium camo for your T-Xs which will cost $20 per ship. 'I don't actually recommend advancing past T-7 unless you plan on purchasing Premium time which will cost you about $108-$120 per year. But then when you are hooked do you find out the real price. Just like the pusher who gives you your first dose for free so does Wargaming make it free and easy to start playing the game. The answer which I selected as the answer is On a related note, even if you don't play very well and get sunk right away, you can earn more money WITHOUT premium using a Tier 5 ship than you would earn WITH premium using a Tier 7 ship and playing much better. This game seems to be designed to get you hooked by initially being rewarding so that the sunk-cost fallacy will lead you into buying credits just to keep playing later on. until I realized that after Tier 7, you literally LOSE money for playing the game even if you win and keep your ship intact. I was really excited to finally unlock the Nagato.

Best tier 7 ships world of warships